Honeymoon · London
“I was able to book first class flights to London for my honeymoon and using fewer points than I thought I would!”
Points & miles for Canadians
Your next trip starts
at the grocery store.
I’m Ana. I’ll show you how the spending you already do can help pay for the places you’d rather be.
Can we afford this trip?
Try a $100 swipe. Pick a category.
Sample points earned
0PTS
0 / 6 SWIPES
Earn rates from Ana’s Cobalt guide. Your mileage will vary.
A learning demo, with no trip or redemption value attached. Eligible 5x purchases are capped at $2,500/month, then earn 1x. See the rates and limits.
From the blog
Good reads.
Better departures.
BG · BEGINNER GUIDESCC · CREDIT CARDS
Start here
Four stops between
spending and going.
Before you pick a card, get to know the system. Here’s how Ana explains it.
The starting point
Points
Airlines and hotels sell points to partners.
Who rewards you
Partners
Partners offer points to encourage loyalty.
Your everyday part
Earn
You earn points through everyday spending.
Where it leads
Redeem
Redeem your points for travel.
Transferable points
Move points to a travel partner’s program.
Amex Membership Rewards · RBC AvionFixed-value points
Use points toward a travel purchase at a set value.
TD Rewards · CIBC Aventura · Scene+Co-branded points
Earn within an airline or hotel program.
Aeroplan · WestJet RewardsMarriott Bonvoy · Hilton Honors
The person behind the points

Meet Ana
My first flight
took two years
of saving.
I grew up in Brazil, where our trips meant road trips. To take us to the US, my mother saved her annual salary for two years. I was 14 when I finally stepped onto a plane.
flyer account
credit card
Then came Canada, and a whole new way to travel. Points and miles have helped my family save over $100,000 in travel. Now I teach other Canadians how to put their spending to work.
Read my storyFrom Ana’s travellers
The perks are personal.
A honeymoon in first class. A quieter wait at the gate. Their words, from Ana’s site.
Lounge access · Priority boarding
“Ana changed the way I travel! My trips are far more enjoyable, and perks like lounge access, priority boarding are now part of the experience.”
Airport lounges
“I now have access to airport lounges all over the world, which I never would have figured out on my own!”
Your next departure
Let’s make
“where next?”
your question, too.
Start with the free guide. You’ll have Ana’s points basics in one place, ready for your next read.
Get the free Starter Guide